Apply for a loan today!
OUR LOAN PRODUCTS
Personal Equity Loan (PEL)
Simple requirements and quick processing
- 12% interest p.a. for loans up to 3 years
- Loan proceeds released in less than a week
- Basic Requirement: 2 months most recent UP payslip
Re-Loan
Get additional loan even if your PEL is not yet fully paid
- Be able to re-loan after paying a minimum of three (3) months’ PEL amortization
- Loan proceeds released in less than a week
- 12% interest p.a. for loans up to 3 years
Balance Transfer Loan (BTL)
Transfer an existing bank loan and get monthly cash savings
- Interest rate of loans to be transferred: minimum of 10% per annum, effective January 1, 2023
- Loan proceeds released in less than a week
- Basic Requirements: 2 months most recent UP payslip and official Statement of Account from the bank about your loan
Emergency Loan (EML)
Additional loan product for those with Bridge Loan (BL)
- 9% interest p.a. for 1 year
- Borrow up to P15,000 or remaining loanable equity, whichever is lower
- Loan proceeds released in less than a week
- Basic Requirement: 2 months most recent UP payslip
Bridge Loan (BL)
Loan product for members with net pay that can't anymore pay amortization
- 8% interest p.a. for 1 year
- Borrow up to P25,000 or remaining loanable equity, whichever is lower
- Loan proceeds released in less than a week
- Basic Requirement: 2 months most recent UP payslip
Co-Borrower Loan (CBL)
Loan up to P100,000 with 2 co-borrowers
- With one or two co-borrowers, loan up to P100,000
- 16% interest p.a. for 3 years
- Can re-loan after paying the equivalent of 6 months amortization